Post

RBA Lifts Interest Rates by 0.25%

• The Reserve Bank of Australia has lifted the cash rate by 0.25%, taking it to 3.85%, effective Friday, 13 February 2026. This means higher home loan repayments for many Australians.
• The RBA says inflation has picked up again due to strong private demand, increased housing activity, and a tight labour market. While inflation has eased from its 2022 peak, it remains above the target range.
• For those looking to buy, this rate rise reduces borrowing capacity, making it harder to secure finance or enter the market.
• Higher interest rates are placing extra pressure on household budgets, reducing buying power for new purchasers and adding strain for renters as housing costs remain elevated.
• With economists divided on what comes next, many households may continue to feel the impact as interest rates remain higher for longer.